Steward Oak Holdings owns a money planning app, a shop of spreadsheet money tools, a photo service for events, and an enterprise software company for teams that use mainframes.

Budget, debt payoff and net worth in one simple app. No account, no bank login.

Simple, automated money tools for Google Sheets and Excel, sold on Etsy.
Strobe finds the photos you're in from concerts, tournaments, festivals and events.
Enterprise software for teams that still run on the mainframe.
Plan your month, pick snowball or avalanche, and see your debt-free date. No account, no bank login: your numbers stay on your phone.



Type in your own numbers and sigvy does the math: totals, what's left, payoff dates and progress. It opens with a sample household so you can see every screen working.
Income, expense and savings-goal categories with budget vs actual. See what's left for the month and switch between months.
Enter an amount, tap a category, save. Log a debt payment the same way and your payoff plan updates.
Compare snowball and avalanche side by side. See your debt-free date, the interest still to pay and a monthly payoff schedule.
This month at a glance: income, spending, goals, debt payments and what's left over, plus year-to-date totals and a 6-month chart.
Monthly snapshots of assets and liabilities, your FI number, years to FI and your savings rate.
Export your data as CSV, and import it to restore a backup or move to a new phone.
Everything you enter is stored on your phone, and manual entry means you see every number.
Budget, pay off debt and track your net worth. Enter your numbers and the sheet handles the totals, charts and progress for you.



Every sheet comes filled with sample data so you can see it working right away, then you type over it with your own numbers.

Budget, pay off debt and track your net worth in one automated sheet. Enter each number once on the Quick Add tab and it flows everywhere.
View on Etsy →
Plan your payoff with the snowball or avalanche method, then log real payments and watch your debt-free date update itself.
View on Etsy →
A simple one-month budget. Plan it, log it, and see what's left, all on one clean dashboard.
View on Etsy →
Track your net worth every month, see your savings rate, and estimate when you could reach financial independence.
View on Etsy →An instant digital download through Etsy. Nothing is shipped.
Your files are ready as soon as payment is confirmed, from the Etsy email or You → Purchases.
A PDF quick-start guide plus .xlsx files for Google Sheets and Excel, with a "Make a copy" link for Google Drive.
Input cells are shaded light tan and everything else calculates for you. No scripts, macros or add-ons.
Strobe finds the photos you're in from concerts, tournaments, festivals and events, and sends them straight to your phone.
You don't dig through thousands of photos. Strobe does the looking.
Add a quick selfie. Nobody is matched unless they ask.
Photographers upload once to a private album. That's it.
Get a notification when new photos of you land. Save your favorites and share them with family.
Built for the people who make the moments: event and league directors, and the photographers who capture them.
Give every participant and fan their photos, with fewer "where are my photos?" emails.
Use Strobe as your distribution tool. Upload once and people find their own photos.
People opt in when they sign up, so nobody is matched unless they ask.
Open Strobe at app.strobe.photos. Private by default, and your photos are never sold.
We build Strovent Terminal, a modern terminal emulator for IBM Z and IBM i, on iPhone and iPad, and we design custom systems that connect core platforms to the way people work today.
A fast terminal emulator for IBM Z and IBM i, designed around the hardware keyboard and touch.



A free-to-download edition that unlocks only with a company sign-in. IT manages seats, host configurations and scripts centrally.
We build web, mobile and desktop interfaces on top of the IBM 3270 systems you already run. Your COBOL, CICS and IMS applications stay exactly as they are.
Signs on to your host over TN3270E with TLS and drives the existing screens, exactly as a user would.
Fields on each screen are mapped to clean, typed API calls, with host validation carried through.
Web, iPhone, iPad or desktop apps built around your staff's workflow rather than the screen flow.
Tell Strovent about your host environment and the workflow you'd start with.